You know that moment when everyone's talking about stablecoins, but deep down, you're thinking, "Is this really it? Just 2% APR, barely beating inflation?"
Well, what if I told you the game is changing?
Well, here’s where the script flipped, the smart money is already flowing in, with tens of millions raised and innovative products going live already.
We’ve deep-dived into the hottest players, and in this video, we're exploring SIX stablecoins that are setting the new standard for passive income.
We'll show you what makes them tick, their secret sauce for massive APRs up to 30%, and what you need to know before even thinking about jumping in.
But first—as always—this is not financial advice. We're just sharing our research and thoughts. Do your own homework, and never invest more than you’re prepared to lose. Got it? Good. Now let's dive in.
1 Neutrl labs
You know that moment when you hear about a project that’s about to flip the crypto game on its head? Well, buckle up, because Neutrl Labs is that project.
Neutrl Labs is changing stablecoins with $NUSD, a synthetic dollar pegged 1:1 to USDC, USDT, or USDe. But don’t let the “stable” part fool you, this isn’t the[1] usual savings account you are used to.
$NUSD is designed to deliver institutional-grade, market-neutral yields by tapping into over-the-counter altcoin arbitrage and delta-neutral[2] hedging.
Neutrl buys locked altcoins like SOL or AVAX at steep discounts in private markets, then hedges them with perpetual futures to lock in profits without betting on market swings. It’s like getting hedge fund returns without needing a million-dollar portfolio, do you understand?
Moving on, Neutrl’s secret sauce is its transparent, on-chain risk controls. Real-time dashboards[3] show open positions, Value at Risk, and liquidity ratios, so you’re never in the dark.
Neutrl Labs dropped a bombshell in April 2025: a $5 million seed round backed[4] by STIX, Accomplice, and crypto OGs like Guy Young and Joshua Lim. We already know what this means.
Their waitlist for early access went live in April 2025, and X posts are talking about potential 30%+ APRs for sNUSD stakers, outpacing competitors.
Before we proceed on to the next one, do well to smash that subscribe button and drop a like.
2 Gaib AI
Up next on the stablecoins list that bring good yield is GAIAB AI. GAIB AI is building the first economic layer for AI compute, and $AID is their flagship: a synthetic dollar pegged 1:1 to USDT, USDC, or other[5] stablecoins, but backed by real-world GPU financing deals and liquid assets like U.S. Treasury bills.
GAIB partners with cloud providers to tokenize future GPU revenue, like a “Real Estate Investment Trust” for AI compute. These deals yield 10-20% APR for debt financing and a jaw-dropping 60-80%+ for equity deals, far outpacing traditional stablecoins.
Lets blow your mind, GAIB AI is making waves in 2025 already. In December 2024, they closed a $5 million pre-seed round led by Hack VC,[6] Faction, and Hashed, with backing from Animoca Brands, Aethir, and Near Foundation. That’s not just money, it’s a sign the crypto elite are betting big on GAIB.
Then, in May 2025, GAIB launched AID Alpha: The Spice Harvest, a liquidity-bootstrapping[7] campaign where users deposit USDT or USDC to earn Spice points and mint AID Alpha tokens, which convert 1:1 to $AID on mainnet launch.
Over 600,000 users are already on the waitlist, and early depositors can snag exclusive Fremen Essence NFTs for extra perks, or are you part of these 600k? If you are ready to earn, head over to their platform, stake and earn some high interest yield.
3 Perena
The third stablecoin we would be discussing today is Perena. Perena is a Solana-native stablecoin protocol that’s redefining DeFi liquidity with $USD*, a yield-bearing stablecoin pegged 1:1 to the dollar and backed by heavyweights like USDC, USDT, PYUSD, and[8] tokenized assets from Franklin Templeton’s BENJI and Superstate’s USTB. These are some big names not gonna lie.
Perena’s flagship is a multi-asset automated market maker that pools stablecoins like USDC, USDT, and PYUSD into a single Seed Pool, issuing $USD* as an LP token.
This hub-and-spoke model lets new stablecoins tap into deep liquidity without massive capital, delivering low-slippage swaps and up to 25%+ APR for liquidity providers
By January 2025, their Numéraire AMM hit $17 million in TVL and powered billions in swaps, making[9] it Solana’s largest stableswap.
The big bombshell dropped on July 19, 2025: Perena launched $USD*, a regulated stablecoin fully[10] compliant with the GENIUS Act, backed by top-tier assets and integrated with Solana protocols like Gaian for payments and Pyra for DeFi loans.
For some earnings, you can join the Petals campaign to earn points and a potential airdrop. Will you be checking this one out? Let's know in the comments, also if you are enjoying this video, drop a like.
4 Protocol Agent
The 4th stablecoin in this video is Protocol agent. Protocol Agent’s $AGENT is reshaping stablecoins with AI-optimized RWA yields, bulletproof risk manag[11] ement, and Solana-powered DeFi integration.
With $4M raised, $5M in TVL, and 30%+ APRs on the line, this could be the exotic stablecoin to crush UST’s highs without the crash.
We also jumped into Protocol Agent’s X communities, and it’s lit. Thousands of users are farming Agent Points, sharing yield strategies, and hyping the Q3 mainnet launch.
To our surprise, KOLs like DeFiWizard are calling $AGENT “the next Resolv” for its RWA-backed yields and DeFi composability. That’s the kind of momentum you don’t sleep on plus, it’s the kind of innovation that gets crypto nerds like us pumped, or aren't you pumped?
To also partake, head to agentprotocol.io, connect your Solana wallet, Phantom or Solflare, deposit USDC or USDT into the AgentHub campaign to earn Agent Points and mint pre-$AGENT tokens, stake pre-$AGENT for sAGENT at mainnet launch to unlock those juicy 30%+ APR yields, as easy as that sounds, free money. Okay let's step on to the next one.
5 Resolv labs
Up next is resolv labs and the first thing I want us to know is that Resolv prioritizes sustainable and competitive yields, surpassing rates generally found in traditional DeFi and CeFi.
Its innovative yield-bearing stablecoin system ensures that users not only hold a stable asset but also earn yields that remain attractive as the [12] ecosystem grows.
Second, the protocol employs a layered risk model, giving both risk-averse users and yield hunters choices. This is a good and conservative strategy in my opinion.
USR users receive steady returns, target APR 7–10% backed by overcollateralized reserves, currently with a collateralization ratio around 120%, and at least 40% of collateral held on-chain for visible security.
On the other hand, RLP holders function much like protocol insurers for activities involving centralized exchanges.
While this role exposes them to higher risks, they are compensated with substantively higher target APRs like 20–30%, depending on market conditions.
With its record staking rewards, user-centered risk design, modular protocol, and cons[13] istent focus on innovation, Resolv quickly stands out among the top yield-bearing stablecoin projects. So what do you think about this one?? Let us know in the comments.
6 Capmoney
That takes us to the last one, Capmoney. Is CapMoney the Next Big Stablecoin, well, we would find out soon. Im sure this one would blow your minds.
CapMoney’s already raised $6 million, all from community support, no shady VCs calling the shots. And with their mainnet launch slated[14] for mid-August 2025, the hype is real.
CapMoney is a stablecoin platform that’s redefining how you earn yield. They’ve built the Cap Stablecoin Network, an open protocol that manages collateral and generates yield like nothing we’ve seen before.
For one, they’ve got serious credibility. They’re partnered with PayPal’s $PYUSD,[15] Aave, and Yearn Finance, names that don’t mess around, and I'm sure you know what this means.
Infact, early investors are already seeing 5x gains from the presale, and the current price is still a fraction of what’s projected for the mainnet launch.
CapMoney’s AI scans DeFi protocols in real-time, finding the best yields while dodging volatility. It’s not just about lending, it taps into arbitrage and[16] liquidity pools, ensuring your $cUSD keeps earning even in choppy markets. How cool is that?
Well im not surprised how smart they are cause, CapMoney learned from UST’s collapse. They’re using layered risk tranching, splitting investments into safe and riskier pools, so you can choose your vibe.
Want steady 10% APR? Go safe. Chasing 30%+? Take on a bit more risk. Plus, they’re an early adopter of EigenLayer’s Redistribution upgrade, redirecting slashed funds to protect users.
So guys, which of these 6 stablecoins are you going for? Let us know in the comments.
We have come to an end already, remember, the information presented in this video is for informational and entertainment purposes only and should not be considered financial advice.
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